Check with your insurance company what damage you are covered for.
You may also need to check with your Council to find out if your area is classed as being at risk of flooding. If it is, make sure this is mentioned when organising insurance.
For more information on insuring your property against weather damage e.g. flooding, contact the Association of British Insurers
In an emergency situation, you need to be able to move quickly, so it is important to have all the basic necessities to hand.
When bad weather is predicted, ideally prepare a small, easy to carry bag with essentials such as a mobile phone, emergency contact list, water etc and store it in an accessible place.
To prepare for increasing summer temperatures and to take advantage of the opportunities, long-term improvements can be made to your home such as:
- Rain water and grey water harvesting
- Installation of solar panels
- Install and maintain energy efficient air conditioning units - Energy Efficiency Rating (EER) above 10
- Planting trees in your garden for shade
- Installing cavity wall insulation
- Most people in the UK are not used to extreme high temperatures and our bodies do not cope well with intense heat
- Try and plan your day to stay out of the heat
- If you must go out, stay in the shade, wear a hat and loose fitting, cotton clothing
- Keep windows and curtains closed during the day and open windows at night when its cooler
- Drink plenty of water
- Take care of those at a greater risk - older people, babies, young children and those with health problems
- Seek medical advice if you suffer heat exhaustion or heat stroke