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Financial help with funeral costs

Costs for the same funeral service may vary considerably from one funeral director to another. You may wish to get more than one quote in order to compare costs.

'Disbursements' are fees that you pay to the funeral director, but are then passed on to others involved in the funeral, such as:

  • Cemetery or crematorium costs (these will vary from one council to another)
  • Minister's fees
  • Doctor's certificates (for cremation if applicable)
  • Newspaper notices
  • Flowers

Ask the funeral director for a written quotation detailing all of these fees.

  • Funeral costs and payments are normally recoverable from the deceased's estate
  • Remember the cheapest service is not necessarily the best value

Full list of funeral expenses

Financial help

If you arrange a funeral you are the person responsible for paying the full costs, so check where the money will come from first.

If you are finding it difficult to pay for a funeral that you have to arrange, you may be able to get a Funeral Payment from the Social Fund, providing you or your partner receive one of the following:

  • Income Support
  • Housing Benefit
  • Council Tax Benefit
  • Job Seekers Allowance (income based)
  • Child Tax Credit (at a rate higher than the family element) 
  • Working Tax Credit (which includes a disability element)
  • Pension Credit

Visit Directgov: Funeral payments for more information, or contact your local Jobcentre Plus office.

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